# Investment & Raising

## Raising Period

The PenguMiner raising runs until **October 10, 2026**. During this period, investors deposit USDT into the ecosystem.

### Key Principles

* **100% of deposits are frozen** — no one can access the funds, including the development team
* All funds are held in a smart contract with no withdrawal function until launch
* Investors receive full transparency on how their allocation will be used

## What Investors Get

### Immediate

* A dashboard showing their total investment and allocation options
* Access to community channels and development updates

### Before October 8, 2026

Investors can allocate their frozen deposit across three paths:

| Path                 | What You Get                  | When             |
| -------------------- | ----------------------------- | ---------------- |
| **PGM Allocation**   | PGM tokens, 1:1 dollar-backed | October 10, 2026 |
| **In-Game Spending** | Metal + items for your Pengu  | Immediately      |
| **5-Year Plan**      | Double PGM allocation         | October 10, 2031 |

Any portion not allocated by October 8 defaults to PGM allocation.

### Example: $10,000 Investment

```
Total invested: $10,000 (frozen)

Allocation decision before Oct 8:
├── $2,000 → In-game spending (Metal, items, Beta Access)
├── $3,000 → 5-Year Plan (double PGM, released Oct 2031)
└── $5,000 → PGM allocation (tokens on Oct 10, 2026)

Result on Oct 10, 2026:
├── $5,000 worth of PGM tokens (dollar-backed)
├── $3,000 locked → $6,000 worth of PGM on Oct 10, 2031
└── $2,000 already spent on in-game progression
```

## Beta Access

Investors who allocate **$1,000 or more** to in-game spending unlock **Beta Access**.

Beta includes:

* Early access to the game before public launch
* First-mover advantage on Fish Generator strength
* Ability to accumulate XP and equipment before competition arrives
* Exclusive Beta participant cosmetics

The $1,000+ spent on in-game items is immediately converted to liquidity, beginning yield generation before launch.

## The 5-Year Plan

For long-term believers. Lock any portion of your investment until October 10, 2031 and receive **double the PGM allocation**.

* Tokens are minted and locked in a vesting contract
* No early withdrawal — the lock is absolute
* The backing USDT remains in the reserve pool, strengthening the price floor for the full 5 years

This option is designed for investors who believe in PenguMiner's long-term vision and want maximum token allocation at the cost of liquidity.

## Fund Security

### Smart Contract Custody

All invested funds are held in audited smart contracts. There is no multisig, no team wallet, no manual access.

### Why Freeze Everything?

1. **Investor protection** — No one can run with the money
2. **Price floor guarantee** — The USDT backing PGM is real and verifiable
3. **Trust** — In a space full of rugs, frozen funds are the strongest signal

### Development Funding

Development costs are funded separately from investor deposits. The raised funds are exclusively for:

* PGM token backing (reserve pool)
* PGM/USDT liquidity pool
* Initial DeFi liquidity positions for yield generation

## Raising Timeline

| Date             | Event                                   |
| ---------------- | --------------------------------------- |
| Now              | Raising is open — deposits accepted     |
| Ongoing          | Investors can view and plan allocations |
| October 8, 2026  | Allocation deadline — choose your path  |
| October 10, 2026 | PGM token launch and distribution       |
| October 10, 2031 | 5-Year Plan tokens released             |
